Full Spectrum Credit & Loan Coverage
Approve more customers.500–850 FICOZero merchant financing fees.
Expand approval coverage with affordable monthly payment options for a broader range of credit profiles and higher loan amounts.
Customers can review personalized financing options in about 60 seconds using a simple soft credit pull.
Trusted by 11,500+ contractors across 50 states
Illustrative example. Rates, terms, and payments vary by applicant and lender.
More approved homeowners. More closed projects. More profit on every job.
From fee-free 0% promotional financing to full-spectrum loan options and business capital, LevelCore gives contractors more ways to help homeowners move forward while protecting more profit on every project.
Powering growth for contractors in every major home improvement trade.
11,500+
Contractors & growing
Millions
In projects funded
20+ Years
Helping contractors grow
Nationwide
Support in all 50 states
The best loan offers, shown in seconds.
One simple 60-second application gives customers personalized financing options across a broad range of credit profiles, helping more homeowners move forward before you leave the driveway.
Example only. Rates, terms, and monthly payments shown are illustrative and vary by applicant, lender, and individual creditworthiness.
Whatever the credit profile, your customer sees the best real offers in seconds. That is a job you book instead of lose.
Approve the jobs others can't.
Most contractor financing programs stop around a 650 FICO. LevelCore expands approval coverage down to 500 FICO, helping you finance more homeowners and book more projects.
Every application is evaluated in real time across our lending network to surface the best possible offers available and to help more homeowners qualify without adding complexity to your sales process.
You get paid in full.
Keep 100% of every project. LevelCore never deducts merchant financing fees from your revenue.
Funding is typically available in as little as 24–48 hours, so you can get paid like cash without waiting for project completion.
Fast. Simple. Built for contractors.
No training, no paperwork, and no financing expertise required from you, your staff,
or your customer.
You share your link
From your website, a provided QR financing card, a text or email link, an icon on your rep's tablet, or a QR on any bid or estimate.
Your customer applies
A 60-second application returns offers in seconds, right on their phone. A soft credit pull means never any harm to the applicant's credit.
They choose an offer
Up to 3 best offer options are returned in seconds. Your customer picks what fits their budget.
You get paid
Get paid like a cash deal, in as fast as 24 to 48 hours, or on whatever payment terms you arrange with your customer.
An approval platform that does the heavy lifting.
No more days spent shopping deals across lenders. One 60-second application, with no credit harm, finds the best matched terms across all 75+ lenders connected to the platform, and your customer picks the offer terms they prefer.
We guarantee your success, or year two is on us.
In writing on every annual plan. No form to complete. No questions asked.
Prime, near-prime, and subprime. One application.
The LevelCore Approval Platform runs every application across a network of 75+ lenders and the full credit spectrum, prime to subprime, on one 60-second soft-pull application. The 0% promotional program and your Field-Ready Financing Launch Kit are included with the the annual plan, so every customer has a path to yes, and every approval is revenue booked instead of lost.
Two programs, one goal: a yes for every customer.
Start free with 0% Financing Program, or get the LevelCore Approval Platform for larger loan amounts and the full credit spectrum, in seconds and with never any harm to credit. Explore both, there is no wrong choice. Our aim is to match the right program to your business, give you technology to work smarter, not harder, and the tools that grow your business.
Annual includes the Field-Ready Launch Kit free, a $499 value.
0% Financing Program
Best for prime-credit customers and jobs up to $15k
No fees to your business, ever. Get paid in full, like cash.
- 0% APR promotional terms, 12 to 21 months
- Payments as low as 1% of balance
- Fast approvals, cards arrive by mail in 3 to 5 days
- Matched across 10+ national card issuers
No credit card requiredLive in 5 minutes
Full Spectrum Loan Program
Best for any credit profile and jobs up to $100k+
Billed annually, $588 today.
- Soft-pull application, no harm to credit
- 75+ lenders, up to 3 offers per application
- Funded in 24 to 48 hours, paid like cash
- Includes the 0% Financing Program
- The Double Down Performance Guarantee — year two on us
Live in 5 minutes
Your success is guaranteed, or year two is on us.
No questions asked. Exclusive to the Full Spectrum annual plan.
We take the risk, not you.
No long-term contract, cancel anytime, and you never pay a percentage of a job. If a customer does not repay, the lender carries it, not your business.
One extra approved job, or the merchant financing fees you no longer pay, can cover the cost of the full spectrum annual plan for years.
More approvals. Better offers. Less work.
Your platform access is a best-in-class loan approval platform that does the heavy lifting for you. Sophisticated loan-matching algorithms run each application across 75+ lenders in seconds and surface the best offer they qualify for, never any harm to the applicant's credit. You are only paying for access to the platform, the technology behind the approvals, not for your 0% promotional program or your Field-Ready Financing Launch Kit, which are yours and come included.
What your platform access includes
The LevelCore Approval Platform
- Sophisticated loan-matching algorithms across 75+ lenders
- Soft credit pull technology, full spectrum 500 to 850 FICO
- 60-second mobile-ready application
- Up to 3 instant offers to choose from
- Custom QR code and application link
- Your co-branded loan portal
- Real-time loan status dashboard
- Assignment of Proceeds, funded like cash
Full access to the LevelCore Approval Platform and your launch kit. No dealer fees, no per-loan fees, and never take a cut of your profits.
The essential Field Ready Financing Launch Kit that makes the program effortless
Everything your field reps, estimators, office team, and showroom need to offer affordable payment options on day one. Done for you and branded to your company. Your 500 QR financing cards are printed and shipped to your business in 7 to 10 days, and everything else is delivered digitally, ready to use.
- 500 custom branded QR financing cards, professionally printed with your company logo and shipped to your business in 7 to 10 days.
- Custom branded financing page, for desktop and mobile.
- Print-ready marketing materials, including flyers, door hangers, estimate inserts, showroom materials, and leave-behinds.
- Digital marketing assets, including website banners, social media graphics, email signature graphics, and financing promotion templates.
- Same-day setup and support, with onboarding guidance.
One extra financed job pays for the Launch Kit many times over.
A one-time launch kit to get you live fast. Your QR cards ship in 7 to 10 days, and everything else is delivered digitally.
- Done for you, ready to use
- Branded to your company
- QR cards shipped, the rest is digital
Closing more jobs, getting paid faster.
Close more jobs, get paid faster.
LevelCore has been a game changer. We're closing larger jobs, helping more homeowners, and getting paid faster. The approvals and support are unmatched.
We used to lose a customer every week over price. Now we run them through the network and most walk away with an offer they can actually afford.
Zero fees coming out of our jobs and we still offer 0% to the good-credit customers. It paid for itself on the first deal we would have lost.
The straight answers.
Everything contractors ask before they start offering financing.
Have a question we did not cover here? Start your enrollment and our team will walk you through every step.
Keep every dollar. Book more jobs.
Offer financing that never takes a cut of your profits, turn the leads that walk over price into booked revenue, and approve the customers other lenders turn away. Get access to the LevelCore Approval Platform, with your 0% program and launch kit included.