No dealer Fees, No Platform Fees & No Program Fees
Stop paying dealer financing fees.
Offer 0% APR financing & keep 100% of every financed project.
Most financing companies take a cut of every financed project. LevelCore doesn't. $0 dealer financing fees. $0 platform fees. About a 3-minute setup. Get paid in full upfront.
0% APR
Up to 21 Months
Payments
From 1%
Dealer &
Platform Fees
No Paperwork
No Financials
Typical Financing
Dealer financing fee (8%)
-$600
Contractor receives
$6,900
LevelCore
Dealer financing fee
$0
Contractor receives
$7,500
+$600 More In Your Pocket
On this $7,500 financed project
Trusted by 11,500+ contractors across 50 states
More approved homeowners. More closed projects. More profit on every job.
From fee-free 0% promotional financing to full-spectrum loan options and business capital, LevelCore gives contractors more ways to help homeowners move forward while protecting more profit on every project.
Powering growth for contractors in every major home improvement trade.
11,500+
Contractors & growing
Millions
In projects funded
20+ Years
Helping contractors grow
Nationwide
Support in all 50 states
Every contractor and home service provider qualifies.
Big or small, brand-new or long-established, every contractor and home service business can offer LevelCore. No time in business, no volume minimums, and no approval hoops.
Big or small
From a solo operator to a multi-crew shop, you book the same financing.
Brand-new welcome
No time in business required. Start offering financing on day one.
Turned down elsewhere?
We approve contractors other programs decline. A past no is not a no here.
No minimums
Run one application or a thousand. Your account is never shut off for low volume.
None of the usual hassles to get started
No financials
No tax returns, profit-and-loss statements, or bank statements to get set up.
No contractor credit pulled
Signing up never touches your personal or business credit.
No banking info
Nothing to connect or verify before you start offering financing.
No time-in-business requirements
Brand-new or decades in, you can offer LevelCore from day one.
No financing experience needed
We handle approvals and support. You just share your link.
5 minutes hassle free set up
Get started in just 5 minutes and use the program as soon as today.
We finance every trade and project type. No restrictions.
From a small repair to a full installation, LevelCore finances any project, product, or service, with no restrictions.
- HVAC
- Roofing
- Plumbing
- Electrical
- General Contractors
- Kitchen & Bath
- Windows & Siding
- Restoration
- Concrete & Masonry
- Solar
- Landscaping
- Hardscaping
- Pools & Outdoor Living
- Flooring
- Painting
- Insulation
- HVAC
- Roofing
- Plumbing
- Electrical
- General Contractors
- Kitchen & Bath
- Windows & Siding
- Restoration
- Concrete & Masonry
- Solar
- Landscaping
- Hardscaping
- Pools & Outdoor Living
- Flooring
- Painting
- Insulation
And every other contracting trade.
The financing is free. You keep every dollar.
Other providers bury a 6 to 16% dealer fee inside every funded loan, quietly shrinking your payout on jobs you already closed. LevelCore flips it. The 0% program costs you nothing: no dealer fee, no cut, and no monthly fee. You collect the full ticket and keep every dollar.
Get paid the full ticket, like a cash deal.
No platform fee, no subscription, and no per-loan fee on the 0% program.
Approve or save the dealer fee on one extra job and you are already ahead.
The price becomes a payment they say yes to.
At 0% APR with monthly payments as low as 1% of the balance, a big project turns into a small monthly number. Your customer hears an easy yes, and you still collect the full amount upfront, with zero fees.
Figures are illustrative. Payments shown are minimums at 1% of the outstanding balance at 0% APR during the promotional term. Customers can pay more to clear the balance sooner.
Fast. Simple. Built for contractors.
No training, no paperwork, and no financing expertise required from you, your staff, or your customer.
You share your link
Text your application link or hand over a QR financing card.
Your customer applies
A 60-second application on their phone, from your estimate, website, or QR code.
They get an instant decision
Most customers are approved on the spot. If the issuer needs more time, it notifies your customer directly.
The card arrives, you get paid
The 0% card comes by mail within 3 to 5 business days and works as soon as it is activated. Your customer pays the full ticket and you keep every dollar.
What's the catch?
Honestly... there isn't one.
If you're comfortable paying dealer financing fees, there's probably no reason to try out our program. But if you'd rather keep that money in your business, keep reading.
Here's the reality.
Your customer really just wants to get started with their project.
- getting approved
- affordable monthly payments
- finishing their project
You care about booking the job. So why pay dealer fees if you don't have to?
That's exactly why we built the 0% Financing Program.
- No dealer financing fees
- No monthly platform fees
- No credit card
- No obligation
A better way to offer financing that puts more in your pocket.
So how is that possible?
Our lending partners offset the cost of the program so contractors can offer 0% financing without paying dealer fees or monthly platform fees.
We pass those benefits directly to contractors and the homeowners they serve.
Ready to eliminate dealer financing fees
on your next deal?
Set up and ready to use in only 3 minutes.
Complete enrollment.
About 3 minutes.
- Create your login
- Add your company name
- Nothing else needed
Your 0% Financing page is ready.
Immediately.
- Your branded 0% financing page
- A shareable application link
- A QR code ready to print or share
Start offering 0% Financing.
That's it.
Text or email your link, or let customers scan your QR code. They're applying. You're offering. You're getting paid.
Everything included. Nothing extra to figure out.
Customizable marketing materials, sales scripts, QR codes, social posts, email templates and more. Available anytime. No other requirements to get started.
The Next Proposal Challenge
Try it on your next proposal and see the difference when you get paid.
Use LevelCore on your next proposal.
Add 0% financing in minutes. It only takes about 3 minutes to get started.
Close the job.
Your customer gets the financing they need. You get the job.
Get paid in full upfront. Just like a cash deal.
- No waiting
- No completion certificates
- No conditions
Compare what you kept.
See how much more profit stayed in your business.
One proposal is all it takes. You've got nothing to lose and everything to keep.
Don't take our word for it.
Use it on your next proposal.
Try the program on real jobs and keep the proceeds instead of sharing them with the bank. If it doesn't work for your business, walk away. No fees, no obligation, no hard feelings.
More than 11,500 contractors are already using the 0% Financing Program to keep all of what they earn.
Simple. Transparent.Built for contractors.
0% Financing Helps Homeowners Say Yes.
Offering homeowners affordable monthly payment options is often the difference between winning the project and losing it. That's why top-performing contractors use financing to increase close rates, grow revenue, and make larger projects more affordable.
Promoting 0% APR does not just close jobs. It fills your pipeline.
Most contractors spend heavily to generate leads. Adding a 0% Financing Program to the marketing you already run gives every touchpoint a reason to respond, and it compounds at every stage of the funnel.
Put "0% financing available" everywhere you already market
How financing lifts every stage of your sales and marketing funnel
A payment offer turns browsers into phone calls.
More prospects book the visit when price is not the wall.
Customers approve the better option, not the cheapest.
Every follow-up gets a fresh reason to reconnect.
The maybe becomes a yes when the payment fits.
Happy customers tell friends and neighbors about the easy option.
Want it done for you? The Field-Ready Financing Launch Kit puts 0% on your QR cards, flyers, door hangers,
and branded landing page, ready to ship.
Options for every customer. Every credit profile. Every loan size.
Choose by your job sizes and the customers you serve. Run one program or both, most run both for full coverage, with no loan or merchant financing fees on either.
5 out of 5 stars Trusted by 11,500+ contractors nationwide.
Annual includes the Field-Ready Launch Kit free, a $499 value.
0% Financing Program
Best for prime-credit customers and jobs up to $15k
No fees to your business, ever. Get paid in full, like cash.
- 0% APR promotional terms, 12 to 21 months
- Payments as low as 1% of balance
- Fast approvals, cards arrive by mail in 3 to 5 days
- Matched across 10+ national card issuers
No credit card requiredLive in 5 minutes
Full Spectrum Loan Program
Best for any credit profile and jobs up to $100k+
Billed annually, $588 today.
- Soft-pull application, no harm to credit
- 75+ lenders, up to 3 offers per application
- Funded in 24 to 48 hours, paid like cash
- Includes the 0% Financing Program
- The Double Down Performance Guarantee — year two on us
Live in 5 minutes
The biggest issuers in the market. The best 0% Intro APR programs.
We work with the largest, most trusted card issuers in the industry, so your customers get real cards from names they already know and trust.
We take the risk, not you.
No long-term contract, cancel anytime, and you never pay a percentage of a job. If a customer does not repay, the lender carries it, not your business.
One extra approved job, or the merchant financing fees you no longer pay, can cover the cost of the full spectrum annual plan for years.
The essential Field Ready Financing Launch Kit that makes the program effortless
The pieces that connect your 0% Financing Program to every customer touchpoint, so you get the very most out of it. Everything your field reps, estimators, office team, and showroom need on day one, done for you, branded to your company, printed, and shipped.
- 500 custom branded QR financing cards, professionally printed with your company logo and shipped directly to your business.
- Custom branded financing page, for desktop and mobile.
- Print-ready marketing materials, including flyers, door hangers, estimate inserts, showroom materials, and leave-behinds.
- Digital marketing assets, including website banners, social media graphics, email signature graphics, and financing promotion templates.
- Same-day setup and support, with onboarding guidance.
One extra financed job pays for the Launch Kit many times over.
The essential toolkit to launch fast and get the very most out of your 0% Financing Program.
- Done for you, ready to use
- Branded to your company
- Ships straight to your business
How complicated is it for me and my staff to use the program?
If you can send a link or hand a card to a customer, you can offer 0% Financing Program. That is it. No training, no heavy lifting, and it is simple for both your staff and your customers.
Text or email the link
Send your custom application link in a text or an email.
Add your QR code
Drop it on printed proposals, bids, and emails for faster access.
Hand over a QR card
Share the customer QR-enabled card we provide. They scan and apply.
Everything other providers charge you for, free.
Most financing programs hide their cost in fees and restrictions. LevelCore does not.
No merchant, dealer or per-loan fees
6-16% taken right off the top
No production or volume minimums
No time in business requirement
Finance any product or service, no restrictions
Paid like a cash deal, no paperwork to get paid
No risk or recourse if a customer defaults
6-16% taken right off the top
Free to offer. Built to close more jobs.
Close more jobs, Keep every dollar.
LevelCore changed how we sell. The 0% payment makes saying yes easy for customers, we close more of the estimates we used to lose on price, and it costs us nothing to offer.
We used to lose a customer every week over price. Now the 0% option turns sticker shock into a signed install, and we keep the full ticket.
Zero fees coming out of our jobs and 0% financing for our good-credit customers. The launch kit made it easy and it paid for itself on the very first deal we would have lost.
Part of the LevelCore family.
LevelCore Contractor Financing lets you offer customers 0% Financing Program and unsecured loans, powered by the HelloRates Approval Network. Its sister brand, LevelCore Capital, handles business lending for your company: including capital, equipment financing, and lines of credit.
The straight answers.
Everything contractors ask before they start offering LevelCore 0% Financing Program.
Still have a question? Contact us and our team will help you get set up.
Keep every dollar. Book every job.
Offer 0% financing for free, keep the full ticket, and win the jobs you were losing to sticker shock. Get started today, and add the unsecured full spectrum loan network whenever you need more loan amount or credit coverage.