Contractor Working Capital.Approved & Funded Today.Materials, Payroll, Equipment & More.
Whether you're managing cash flow between jobs or investing in growth, get capital for materials, payroll and equipment when you need it.
Soft credit pull only. No obligation. Approval and closing in as fast as 4 hours.
Trusted by 11,500+ contractors across 50 states
Steve, Your capital is ready.Approved today • 2:14 PM
More approved homeowners. More closed projects. More profit on every job.
From fee-free 0% promotional financing to full-spectrum loan options and business capital, LevelCore gives contractors more ways to help homeowners move forward while protecting more profit on every project.
Powering growth for contractors in every major home improvement trade.
11,500+
Contractors & growing
Millions
In projects funded
20+ Years
Helping contractors grow
Nationwide
Support in all 50 states
What is contractor capital?
Contractor capital is purpose-built financing designed around how contractor and home service businesses actually operate: project-based cash flow, upfront materials, payroll cycles, and timing gaps between invoicing and payment. Unlike general small business loans, contractor capital is structured for the rhythms of the trade, including working capital, equipment financing, project funding, and growth capital. LevelCore provides all four in a single contractor-first process built by a team with decades in the contractor financing business.
Your long-term capital partner.
Contractors do not always have time to plan for capital. Jobs move fast. Expenses hit before payments arrive. Opportunities come before cash is available.
You win the job. Then you need to fund it.
LevelCore is built for those moments, so you can move forward without delay.
Think of us as your contractor business bank
Just focused on being in lock step with you when you need access to capital. We don't offer checking or deposits. We specialize in helping contractors secure the right funding, ready when you need it. Fast. Efficient. Ready to deploy.
Capital needs don't wait
Contractors don't always have time to plan for funding. Materials need to be purchased. Payroll needs to be met. Opportunities don't wait. That's why we make sure your funding is ready when you need it.
Capital for every stage of your contracting business.
Capital that keeps your contracting business moving.
Take on more jobs
Do not turn down work because cash is tied up elsewhere. When a job lands, move on it.
Cover materials and payroll
Keep projects moving without waiting on draws. Your crew gets paid. Your materials ship on schedule.
Stay on schedule
Avoid delays caused by cash flow gaps between invoicing and payment. Jobs finish on time.
Keep control of your contracting business
Operate without scrambling to cover expenses. Capital works on your timeline, not the bank's.
We know contractors. Because it's all we do.
For over 20 years, we've specialized in financing for contractors and home service professionals. We understand job-based cash flow, delayed payments, and growth constraints, because we've been solving them for decades.
78%
of our clients come back for additional funding.
Most lenders fund once and disappear. We stay with you, helping you grow over time.
Roofing contractor
“LevelCore had our back when we needed funds for materials on a large commercial job. Fast approval, no headaches.”
$60,000 · Working Capital
HVAC company
“Our line of credit from LevelCore helped us bridge cash flow between jobs and scale our team.”
$150,000 · Line of Credit
Custom home builder
“They understand our business better than any bank. LevelCore is our go-to capital partner.”
$250,000 · Project Funding
Built for every contractor, builder, and home service trade.
- HVAC
- Roofing
- Plumbing
- Electrical
- General Contractors
- Kitchen & Bath
- Windows & Siding
- Restoration
- Concrete & Masonry
- Solar
- Landscaping
- Hardscaping
- Pools & Outdoor Living
- Flooring
- Painting
- Insulation
- HVAC
- Roofing
- Plumbing
- Electrical
- General Contractors
- Kitchen & Bath
- Windows & Siding
- Restoration
- Concrete & Masonry
- Solar
- Landscaping
- Hardscaping
- Pools & Outdoor Living
- Flooring
- Painting
- Insulation
And every other contracting trade.
Fast. Simple. Built for contractors.
Tell us your needs
60-second application. No obligation, no hard credit pull.
Get matched with an advisor
A capital advisor structures options that fit your business scenario.
Approve and close, fast
Approval in as little as 2 hours. Closing in as little as 4.
Get funded, keep building
Most clients close within 24-48 hours so jobs stay on track.
Need More Information?
Choose the option that works best for you.